diff --git a/db_deploy.sql b/db_deploy.sql
index 7c4abce..b4aca91 100644
--- a/db_deploy.sql
+++ b/db_deploy.sql
@@ -193,40 +193,25 @@ CREATE OR REPLACE FUNCTION evt.gl_insert() RETURNS trigger
                 acct
                 ,fspr
         )
-        INSERT INTO
-            evt.bal
-        SELECT
-            acct
-            ,fspr
-            ,0 obal
-            ,debits
-            ,credits
-            ,debits + credits
-        FROM
-            agg
-        ON CONFLICT ON CONSTRAINT bal_pk DO UPDATE SET
-            debits = evt.bal.debits + EXCLUDED.debits
-            ,credits = evt.bal.credits + EXCLUDED.credits
-            ,cbal = evt.bal.cbal + EXCLUDED.debits + EXCLUDED.credits;
-        RETURN NULL;
-    END;
-    $func$;
-
-CREATE TRIGGER gl_insert 
-    AFTER INSERT ON evt.gl
-    REFERENCING NEW TABLE AS ins 
-    FOR EACH STATEMENT
-    EXECUTE PROCEDURE evt.gl_insert();
-
----------------------------handle balance updates----------------------------------------
-
-CREATE OR REPLACE FUNCTION evt.bal_insert() RETURNS trigger
-    LANGUAGE plpgsql
-    AS 
-    $func$
-    BEGIN
-        WITH
-        seq AS (
+        ,ins AS (
+            INSERT INTO
+                evt.bal
+            SELECT
+                acct
+                ,fspr
+                ,0 obal
+                ,debits
+                ,credits
+                ,debits + credits
+            FROM
+                agg
+            ON CONFLICT ON CONSTRAINT bal_pk DO UPDATE SET
+                debits = evt.bal.debits + EXCLUDED.debits
+                ,credits = evt.bal.credits + EXCLUDED.credits
+                ,cbal = evt.bal.cbal + EXCLUDED.debits + EXCLUDED.credits
+            RETURNING *
+        )
+        ,seq AS (
             WITH RECURSIVE rf (acct, fspr, minrange, maxrange, dur, id, obal, debits, credits, cbal) AS
             (
                 SELECT
@@ -313,8 +298,10 @@ CREATE OR REPLACE FUNCTION evt.bal_insert() RETURNS trigger
     END;
     $func$;
 
-CREATE TRIGGER bal_insert 
-    AFTER INSERT ON evt.bal
+CREATE TRIGGER gl_insert 
+    AFTER INSERT ON evt.gl
     REFERENCING NEW TABLE AS ins 
     FOR EACH STATEMENT
-    EXECUTE PROCEDURE evt.bal_insert();
\ No newline at end of file
+    EXECUTE PROCEDURE evt.gl_insert();
+
+COMMIT;
\ No newline at end of file
diff --git a/schema/triggers/gl_insert.sql b/schema/triggers/gl_insert.sql
index 293049e..42141a1 100644
--- a/schema/triggers/gl_insert.sql
+++ b/schema/triggers/gl_insert.sql
@@ -18,21 +18,106 @@ CREATE OR REPLACE FUNCTION evt.gl_insert() RETURNS trigger
                 acct
                 ,fspr
         )
+        ,ins AS (
+            INSERT INTO
+                evt.bal
+            SELECT
+                acct
+                ,fspr
+                ,0 obal
+                ,debits
+                ,credits
+                ,debits + credits
+            FROM
+                agg
+            ON CONFLICT ON CONSTRAINT bal_pk DO UPDATE SET
+                debits = evt.bal.debits + EXCLUDED.debits
+                ,credits = evt.bal.credits + EXCLUDED.credits
+                ,cbal = evt.bal.cbal + EXCLUDED.debits + EXCLUDED.credits;
+        )
+        ,seq AS (
+            WITH RECURSIVE rf (acct, fspr, minrange, maxrange, dur, id, obal, debits, credits, cbal) AS
+            (
+                SELECT
+                    rng.acct
+                    ,rng.fspr
+                    ,rng.minrange
+                    ,rng.maxrange
+                    ,f.dur
+                    ,f.id
+                    ,b.obal::numeric(12,2)
+                    ,b.debits::numeric(12,2)
+                    ,b.credits::numeric(12,2)
+                    ,b.cbal::numeric(12,2)
+                FROM
+                    (
+                        --for each item determine if a gap exists between new an previous period (if any)
+                        SELECT
+                            ins.acct
+                            ,ins.fspr
+                            ,lower(f.dur) dur
+                            ,CASE WHEN lower(f.dur) > max(lower(bp.dur)) THEN max(lower(bp.dur)) ELSE lower(f.dur) END minrange
+                            ,CASE WHEN lower(f.dur) < max(lower(bp.dur)) THEN max(lower(bp.dur)) ELSE lower(f.dur) END maxrange
+                        FROM
+                            ins
+                            INNER JOIN evt.fspr f ON
+                                f.id = ins.fspr
+                            LEFT OUTER JOIN evt.bal b ON
+                                b.acct = ins.acct
+                            LEFT OUTER JOIN evt.fspr bp ON
+                                bp.id = b.fspr
+                        GROUP BY
+                            ins.acct
+                            ,ins.fspr
+                            ,f.dur
+                    ) rng
+                    INNER JOIN evt.fspr f ON
+                        lower(f.dur) = minrange
+                    INNER JOIN evt.bal b ON 
+                        b.acct = rng.acct
+                        AND b.fspr = f.id
+                
+                UNION ALL
+
+                SELECT
+                    rf.acct
+                    ,rf.fspr
+                    ,rf.minrange
+                    ,rf.maxrange
+                    ,f.dur
+                    ,f.id
+                    ,COALESCE(rf.cbal,0)::numeric(12,2)
+                    ,COALESCE(b.debits,0)::numeric(12,2)
+                    ,COALESCE(b.credits,0)::numeric(12,2)
+                    ,(COALESCE(rf.cbal,0) + COALESCE(b.debits,0) + COALESCE(b.credits,0))::numeric(12,2)
+                FROM
+                    rf
+                    INNER JOIN evt.fspr f ON
+                        lower(f.dur) = upper(rf.dur)
+                    LEFT OUTER JOIN evt.bal b ON
+                        b.acct = rf.acct
+                        AND b.fspr = f.id
+                WHERE
+                    lower(f.dur) <= rf.maxrange
+            )
+            SELECT * FROM rf
+        )
         INSERT INTO
-            evt.bal
+            evt.bal (acct, fspr, obal, debits, credits, cbal)
         SELECT
             acct
-            ,fspr
-            ,0 obal
+            ,id
+            ,obal
             ,debits
             ,credits
-            ,debits + credits
+            ,cbal
         FROM
-            agg
+            seq
         ON CONFLICT ON CONSTRAINT bal_pk DO UPDATE SET
-            debits = evt.bal.debits + EXCLUDED.debits
-            ,credits = evt.bal.credits + EXCLUDED.credits
-            ,cbal = evt.bal.cbal + EXCLUDED.debits + EXCLUDED.credits;
+            obal = EXCLUDED.obal
+            ,debits = EXCLUDED.debits
+            ,credits = EXCLUDED.credits
+            ,cbal = EXCLUDED.cbal;
         RETURN NULL;
     END;
     $func$;