/**
 * SimpleFIN Bridge client
 *
 * Read-only access to linked bank accounts. Auth is a single "access URL" with
 * credentials embedded (https://user:pass@bridge.simplefin.org/simplefin),
 * obtained once by claiming a setup token. No certificates, no refresh flow —
 * the URL is the credential, so it lives in .env and never in the database.
 *
 * Protocol: https://www.simplefin.org/protocol.html
 */

const REQUEST_TIMEOUT = 30000;

// The bridge refreshes from banks roughly daily and transactions can land a few
// days late, so pulls overlap by design and lean on constraint_key for dedupe.
const DEFAULT_DAYS = 10;

class SimpleFinError extends Error {
    constructor(message, status) {
        super(message);
        this.name = 'SimpleFinError';
        this.status = status;
    }
}

// Resolve an access URL from the environment. Sources name their own variable
// via config.simplefin.access_url_env so several bridges can coexist.
function getAccessUrl(urlEnv) {
    const name = urlEnv || 'SIMPLEFIN_ACCESS_URL';
    const value = process.env[name];
    if (!value) {
        throw new SimpleFinError(`SimpleFIN access URL not found — set ${name} in .env`, 500);
    }

    let parsed;
    try {
        parsed = new URL(value);
    } catch {
        throw new SimpleFinError(`${name} is not a valid URL`, 500);
    }
    if (!parsed.username) {
        throw new SimpleFinError(`${name} has no credentials — expected https://user:pass@host/path`, 500);
    }
    return parsed;
}

async function get(accessUrl, path, params) {
    // Credentials travel in the Authorization header, not the request line.
    const target = new URL(accessUrl.pathname + path, accessUrl.origin);
    for (const [k, v] of Object.entries(params || {})) {
        if (v !== undefined && v !== null) target.searchParams.append(k, String(v));
    }
    const auth = Buffer.from(`${decodeURIComponent(accessUrl.username)}:${decodeURIComponent(accessUrl.password)}`).toString('base64');

    let res;
    try {
        res = await fetch(target, {
            headers: { Authorization: `Basic ${auth}`, Accept: 'application/json' },
            signal: AbortSignal.timeout(REQUEST_TIMEOUT),
        });
    } catch (err) {
        throw new SimpleFinError(`SimpleFIN request failed: ${err.message}`, 502);
    }

    if (res.status === 401 || res.status === 403) {
        throw new SimpleFinError(
            'SimpleFIN rejected the access URL — it may have been revoked; claim a new setup token', res.status);
    }
    if (!res.ok) {
        throw new SimpleFinError(`SimpleFIN returned ${res.status}: ${(await res.text()).slice(0, 200)}`, res.status);
    }

    try {
        return await res.json();
    } catch {
        throw new SimpleFinError('SimpleFIN returned a non-JSON response', 502);
    }
}

/**
 * Exchange a setup token for a permanent access URL. Run once per bridge; the
 * returned URL goes in .env. The token is base64 of a one-shot claim URL and is
 * consumed by this call.
 */
async function claimSetupToken(setupToken) {
    let claimUrl;
    try {
        claimUrl = Buffer.from(String(setupToken).trim(), 'base64').toString('utf8');
        new URL(claimUrl);
    } catch {
        throw new SimpleFinError('Setup token is not valid base64 of a claim URL', 400);
    }

    let res;
    try {
        res = await fetch(claimUrl, { method: 'POST', signal: AbortSignal.timeout(REQUEST_TIMEOUT) });
    } catch (err) {
        throw new SimpleFinError(`Claim request failed: ${err.message}`, 502);
    }
    if (!res.ok) {
        throw new SimpleFinError(
            `Claim returned ${res.status} — setup tokens can only be claimed once`, res.status);
    }
    return (await res.text()).trim();
}

// Epoch seconds → YYYY-MM-DD, so dates sort and compare as plain text the way
// CSV-imported dates already do.
function toDate(epochSeconds) {
    if (epochSeconds === undefined || epochSeconds === null) return null;
    return new Date(epochSeconds * 1000).toISOString().slice(0, 10);
}

// Flatten a SimpleFIN transaction into the shallow string map the rule engine
// expects. Account context is folded in so records stay self-describing.
function flatten(txn, account) {
    return {
        id: txn.id,
        date: toDate(txn.posted),
        transacted_at: toDate(txn.transacted_at),
        description: txn.description,
        payee: txn.payee,
        memo: txn.memo,
        amount: txn.amount,
        pending: txn.pending ? 'true' : 'false',
        account_id: account.id,
        account_name: account.name,
        organization: account.org?.name || account.org?.domain,
    };
}

async function listAccounts(urlEnv) {
    const data = await get(getAccessUrl(urlEnv), '/accounts', { 'balances-only': 1 });
    return {
        errors: data.errors || [],
        accounts: (data.accounts || []).map(a => ({
            id: a.id,
            name: a.name,
            organization: a.org?.name || a.org?.domain,
            currency: a.currency,
            balance: a.balance,
            available_balance: a['available-balance'],
            balance_date: toDate(a['balance-date']),
        })),
    };
}

/**
 * Fetch transactions for one account.
 *
 * days           — how far back to ask for; 0 lets the bridge return its default window
 * includePending — pending transactions get a new id once they post, so they are excluded by default
 */
async function fetchTransactions({ accountId, accessUrlEnv, days, includePending = false }) {
    days = Number.isFinite(days) ? days : DEFAULT_DAYS;

    const params = { account: accountId };
    if (days > 0) params['start-date'] = Math.floor(Date.now() / 1000) - days * 86400;
    if (includePending) params.pending = 1;

    const data = await get(getAccessUrl(accessUrlEnv), '/accounts', params);

    // The bridge reports per-institution problems here and still returns 200 —
    // one bank being down must not look like a successful empty pull.
    const errors = data.errors || [];
    const account = (data.accounts || []).find(a => a.id === accountId);
    if (!account) {
        const detail = errors.length ? ` — bridge reported: ${errors.join('; ')}` : '';
        throw new SimpleFinError(`Account ${accountId} not returned by SimpleFIN${detail}`, 502);
    }

    const txns = account.transactions || [];
    const kept = includePending ? txns : txns.filter(t => !t.pending);

    return {
        fetched: txns.length,
        errors,
        records: kept.map(t => flatten(t, account)),
    };
}

module.exports = { listAccounts, fetchTransactions, claimSetupToken, SimpleFinError, DEFAULT_DAYS };